Our on staff Professionally Licensed Engineer determines if the foundation is in compliance with HUD/FHA, VA, requirements.
|We provide Inspections and Engineering Foundation Certifications of Manufactured Homes for mortgage lenders and the real estate industry in accordance with the Permanent Foundation Guide for Manufactured Housing; September, 1996
An Engineer’s Foundation Certification is issued when the foundation meets HUD/FHA, VA lending guidelines.
For VA & FHA-insured loans, the foundation on all manufactured homes must meet a certain criteria of structural stability and an Engineering Certification is required.
The engineer’s certification specifies that the foundation complies with the HUD Permanent Foundation Guide for Manufactured Homes Permanent Foundation Guide for Manufactured Housing; September, 1996.
A manufactured home is any factory-built home in the United States that is built conforming to HUD Title 6 construction standards (commonly known as “the HUD-code”, June 15. 1976). The HUD-code was implemented and took effect starting June 15, 1976. Manufactured homes are built on a permanent chassis to ensure transportability but generally not moved from its initial installed site. Homes which have been moved from another site do not meet HUD/FHA, VA loan requirements.
|A HUD-coded home will display documentation called the HUD Certification Label and the Data Plate. HUD Labels are located on the tail end of each section of the home.|
A mobile home is similar to a manufactured home, (factory-built), but was built before June 15, 1976, and not in accordance with a construction code.
A modular home is built in a factory and in accordance to state or national residential building code. The labels on these homes show what building code they were built in conformance with.
HJ Home Inspections of Grand Rapids, MI has a licensed engineer on staff and serves most of the lower half of Michigan’s Lower Peninsula.
Harold Van Dyk, Home Inspector, HJ Home Inspections, Grand Rapids, MI, Certified Master Inspector.